SMSF Cash Flow Calculator – Why Property Investment

Property Purchase Costs

State

Property Price

Deposit Percentage

SMSF lending is usually 20% deposit or more. This calculator allows testing from 5%.

Solicitors Fee

Stamp Duty

Stamp Duty Amount

Updates automatically when auto estimate is selected.

Land Transfer / Registration Fee

Land Transfer / Registration Fee Amount

Updates automatically when auto estimate is selected.

Pre Purchase Inspections

SMSF Establishment Costs

Initial Repairs and Renovations

Other Purchase Costs

Loan and Borrowing Expenses

Interest Rate

Interest only loan assumption.

Stress Test Interest Rate

Capitalise Borrowing Costs Into Loan

Mortgage Registration Fee

LMI

Lenders Mortgage Insurance

Updates when deposit is under 20% and auto estimate is selected.

Valuation Fee

Loan Establishment Fees

Title Search Fees

Other Borrowing Costs

Borrowing Expense Deduction Period

Commonly spread over 5 years. Confirm with your accountant.

Income and Annual Property Expenses

Lower Weekly Rental

Higher Weekly Rental

Vacancy Allowance

Weeks vacant per year.

Rented Weeks Per Year

Other Rental Related Income

Body Corporate Fees

Council Rates

Water Charges

Insurance

Property Agent Fees %

Calculated automatically as a percentage of annual rent.

Repairs and Maintenance

Cleaning

Advertising for Tenants

Other Annual Expenses

Deductions for Decline in Value

Capital Works Deductions

SMSF Contributions and Sale Assumptions

SMSF Stage

SMSF Tax Rate

SGC Contributions

Salary Sacrifice Contributions

Accounting and Administration Fees

Holding Years

Total Value Increase

Selling Agent Commission

Other Selling Costs

SMSF Investment Score

Enter the SMSF and property details to calculate the investment position.

YieldCash FlowSMSFROI

Estimated Results

Initial Cash Outlay$0

Loan Amount$0

Weekly Investment Required$0

SMSF After Tax Cash Flow$0

Gross Rental Yield0%

After Tax Profit on Sale$0

Plain English Summary

The calculator will summarise the result here once inputs are entered.

Lower rent cash flow$0

Higher rent cash flow$0

Stress test cash flow$0

Who Pays The Weekly Outgoings

Projected Property Value

Purchase and Loan Summary

Item	Estimate

Rental Cash Flow Summary

Item	Estimate

SMSF Cash Flow Summary

Item	Estimate

Sale, CGT and ROI Summary

Item	Estimate

WHY Insight: This section will summarise the SMSF cash flow, holding pressure and projected investment outcome.

Thinking about buying property through your SMSF?

WHY Property Investment can help assess the property, strategy, rental demand, risk, lending assumptions and due diligence before you proceed.

Book a Strategy Session Call 07 3555 5529

This calculator is a general estimate only. It does not constitute financial, tax, legal, SMSF, lending or investment advice. SMSF property rules are complex and should be confirmed with your accountant, financial adviser, SMSF specialist, solicitor and lender before making any decision.

Weekly Investment$0

SMSF Cash Flow$0