Negative Gearing Calculator

Estimate the impact of negative gearing on your cash flow and tax position.

Weekly Rent

Loan Amount

Interest Rate %

Loan Repayment Type

Loan Term

Marginal Tax Rate %

Council Rates / Year

Water Rates / Year

Insurance / Year

Property Management Fee %

Maintenance / Year

Strata / Body Corporate / Year

Depreciation Deduction / Year

Other Deductible Expenses / Year

Negative Gearing Estimate

Enter your figures to estimate your gearing position.

Annual Cash Flow Before Tax $0

Estimated Tax Benefit $0

Annual Cash Flow After Tax $0

Summary	Annual Amount	Monthly Equivalent	Weekly Equivalent
Gross Rental Income	$0	$0	$0
Interest Cost	$0	$0	$0
Principal & Interest Repayments	$0	$0	$0
Operating Expenses	$0	$0	$0
Depreciation Deduction	$0	$0	$0
Taxable Property Profit / Loss	$0	$0	$0
Estimated Tax Impact	$0	$0	$0
Cash Flow Before Tax	$0	$0	$0
Cash Flow After Tax	$0	$0	$0

This calculator provides an estimate only and is not tax, legal or financial advice. Negative gearing outcomes depend on your income, ownership structure, deductible expenses, loan type, depreciation, tax residency, ATO rules and personal tax position. Speak with a qualified accountant or tax adviser before relying on these figures.